Strengthening Hong Kong’s Financial Integrity: AML Trends and Legislation in 2025

Hong Kong continues to strengthen its position as a leading financial hub by enhancing its anti-money laundering (AML) and counter-terrorism financing (CFT) framework. Recent updates to legislation and regulatory guidelines are designed to address emerging risks and align with international standards. 

Key Legislative Developments 

1. Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO)
   The AMLO (Cap. 615) remainsthe cornerstone of Hong Kong’s AML/CFT regime. Updates in 2025 have strengthened customer due diligence (CDD) requirements and expanded record-keeping obligations for financial institutions. These measures improve transparency and accountability across sectors (fstb.gov.hk). 
2. Trust or Company Service Providers (TCSPs) Guidelines
   Updated guidance for TCSPs emphasizes internal controls, comprehensive risk assessments, and enhanced client monitoring to prevent money laundering activities (tcsp.cr.gov.hk).
3. Digital Assets and Stablecoin Regulation
   Legislation now requires stablecoin issuers to verify the identity of token holders to prevent illicit activities, aligning with global AML standards (reuters.com).

Emerging AML Trends in Hong Kong 

• Technology-Enhanced Compliance – Financial institutions are leveraging AI and data analytics to improve transaction monitoring and detect suspicious activities. 
• Trade-Based Money Laundering – Regulators are increasingly scrutinizing cross-border trade flows to prevent illicit financial activity (atfcp.com). 

Why Industry-Specific Training Matters 

Staying compliant requires more than understanding legislation. Tailored AML training equips your team to: 

• Implement risk-based programs effectively 
• Detect and report suspicious transactions 
• Align with global AML/CFT expectations 

GRC Solutions’ AML course provides comprehensive training for professionals across industries, helping staff understand obligations in Hong Kong and internationally. Delivered online, the course equips participants with practical skills to implement AML programs confidently. 

Start Preparing Today 

With AML legislation and industry expectations evolving, now is the time to invest in your team. Equip them with the knowledge and tools to maintain compliance and protect your organisation’s integrity. 

Explore the AML course.